Studying in Canada is a dream for many Indian students—and for good reason. With many top ranked universities, a welcoming multicultural environment, and post-study work opportunities, Canada has emerged as one of the top destinations of Indian students for education. However, understanding the cost of studying in Canada is crucial for planning your academic journey effectively.
This guide breaks down the tuition fees in Canada, accommodation costs, living expenses, and other financial considerations for Indian students in 2024–25. All figures are provided in Canadian Dollars (CAD), along with approximate conversions into Indian Rupees (INR) to help you budget better.
Why Canada is a Preferred Destination for Indian Students
According to data from IRCC (Immigration, Refugees and Citizenship Canada), Indian students formed the largest group of international students in Canada in 2023. The appeal lies in:
- High-quality education and globally ranked universities
- Work while you study options
- Pathways to permanent residency (PR)
- Safe and welcoming communities
- Growing Indian student networks across campuses
But before packing your bags, it’s essential to understand what kind of investment this dream will require.
Tuition Fees in Canada for Indian Students
The tuition fees in Canada depend on the level of study (undergraduate, postgraduate, diploma, etc.), the program, and the province. Here’s a breakdown:
1. University Tuition Fees
| Program Type | Average Annual Tuition (CAD) | Approx. in INR (₹) |
| Undergraduate | $36,100 | ₹22,30,000 |
| Graduate | $21,100 | ₹13,00,000 |
Note: Fees vary based on institution and program. For example, professional programs like Engineering, Business, and Medicine may cost more.
2. College and Vocational School Tuition
Colleges offer diploma and certificate programs that are skill-based and employment-focused.
| Program Type | Tuition Range (CAD/year) | Approx. in INR (₹) |
| College Diploma/Certificate | $7,000 – $22,000 | ₹4,30,000 – ₹13,60,000 |
Many college programs include internships or work placements, providing a chance to earn while studying.
3. Language School Costs
English or French language programs in Canada are often short-term and priced weekly.
| Duration | Average Cost (CAD/week) | Approx. in INR (₹) |
| 1 week | $340 – $425 | ₹21,000 – ₹26,000 |
4. Primary and Secondary School Fees (For Dependents)
If you’re moving with your children, here’s what you need to know about K-12 schooling:
| School Type | Annual Fees (CAD) | Approx. in INR (₹) |
| Public Schools | $9,500 – $17,000 | ₹5,87,000 – ₹10,51,000 |
| Private Day Schools | $15,000 – $30,000 | ₹9,27,000 – ₹18,54,000 |
| Boarding Schools | $63,000 – $83,000 | ₹38,96,000 – ₹51,30,000 |
5. Living Expenses in Canada for Indian Students
While tuition fees in Canada are a major expense, day-to-day living costs are equally important to consider.
According to Universities Canada, the living expenses in Canada for an international student average around $15,000 CAD per year, which is roughly ₹9,26,000 INR.
Key Living Costs Breakdown:
| Expense Category | Monthly Cost (CAD) | Approx. in INR (₹) |
| Rent (shared apartment) | $600 – $1,000 | ₹37,000 – ₹61,000 |
| Food & groceries | $200 – $400 | ₹12,000 – ₹24,000 |
| Transportation | $80 – $150 | ₹5,000 – ₹9,000 |
| Internet & Mobile | $50 – $100 | ₹3,000 – ₹6,000 |
| Health Insurance | $600 – $1,000/year | ₹37,000 – ₹61,000/year |
| Books & Supplies | $500 – $1,000/year | ₹30,000 – ₹61,000/year |
| Personal expenses | $100 – $300 | ₹6,000 – ₹18,000 |
These cost estimates vary by city. Cities like Toronto and Vancouver are more expensive than cities like Halifax or Winnipeg.
New Financial Requirements
As of 2024, the Canadian government updated the financial requirement to obtain a study permit.
- Earlier requirement: $10,000 CAD (₹6.17 lakh)
- New requirement (2024 onwards): $20,635 CAD (approx. ₹12.75 lakh)
This reflects the updated cost of living and applies to applicants outside Quebec. You must show this amount as proof of funds when applying for your visa, separate from tuition.
For Quebec, the amount varies slightly and can be found on the Quebec Immigration website.
Scholarships to Offset the Cost of Studying in Canada
Numerous scholarships are available to help Indian students fund their studies in Canada.
Types of Scholarships:
- Government Scholarships: Offered by the Government of Canada and Indian government (e.g., Shastri Indo-Canadian Institute, Vanier CGS)
- University Scholarships: Merit-based or need-based aid from institutions
- Private and NGO Scholarships: Tata Scholarships, Aga Khan Foundation, etc.
Search for funding on:
- EduCanada Scholarships
- Scholarships Canada
Province-Specific Tuition Policies: Spotlight on Quebec
In Quebec, tuition fees in Canada vary based on the institution, field of study, and nationality. Quebec has also introduced a fee exemption program for international students in selected programs.
This could reduce tuition for some students to the level of domestic (Quebec-resident) fees. Explore Gouvernement du Québec’s page for details.
Discounts and Perks for Indian Students in Canada
Many transport systems, airlines, and even retail brands offer discounts to students. Apply for the International Student Identity Card (ISIC) through the Canadian Federation of Students to access benefits.
Some savings opportunities include:
- Airfare discounts on student-focused travel sites
- Monthly travel passes at reduced rates
- Student pricing on software (Adobe, Microsoft Office)
Quick Tips to Save Money While Studying in Canada
- Choose affordable cities: Consider cities like Ottawa, Calgary, or Winnipeg over Toronto or Vancouver
- Live off-campus: Shared accommodations can save 20–30%
- Cook your own meals: Helps reduce food costs dramatically
- Work part-time: Students can work up to 20 hours per week
- Use student deals: Always ask for student discounts
Final Thoughts: Is Studying in Canada Worth It?
The cost of studying in Canada might seem high initially, but the long-term benefits—quality education, international exposure, job prospects, and pathways to PR—make it a worthy investment for many Indian students.
Proper planning, a clear budget, and smart financial choices can help you make the most of your experience. Make sure to check the official websites of institutions and government bodies for the latest updates on tuition fees in Canada and living expenses in Canada.
Ready to Plan Your Study Abroad Journey?
At Preplix, we help Indian students prepare for their dream university in Canada with tailored IELTS prep, expert guidance, and complete support from application to visa.
1. What is the average cost of studying in Canada for Indian students?
The average cost of studying in Canada ranges from CAD 15,000 to CAD 35,000 per year (₹9.2 lakhs to ₹21.5 lakhs), depending on the level of study, course, and institution. Undergraduate courses tend to cost more than diplomas and language programs.
2. How much are the tuition fees in Canada for Indian students?
Tuition fees in Canada vary by program and institution. On average:
👉 Undergraduate programs: CAD 36,100/year (₹22.2 lakhs)
👉 Graduate programs: CAD 21,100/year (₹13 lakhs)
👉 College programs: CAD 7,000–22,000/year (₹4.3 to ₹13.6 lakhs)
👉 Language schools: CAD 340–425/week (₹20,900 to ₹26,100)
3. What are the living expenses in Canada for Indian students?
Living expenses in Canada average around CAD 15,000 per year (₹9.2 lakhs), covering accommodation, food, transportation, phone bills, and other essentials. However, this can vary based on city and lifestyle.
4. Is studying in Canada more affordable than the US or UK?
Yes, in many cases. Canada offers competitive tuition fees and generally lower living expenses than the US and UK. Public universities in Canada are often more affordable, especially when combined with part-time work and scholarships.
5. Do Indian students need to show financial proof for a Canada study visa?
Yes. As of 2024, students must show they have CAD 20,635 (₹12.7 lakhs) (excluding tuition fees) to cover living expenses for one year. This is mandatory for obtaining a Canadian study permit.
6. Can Indian students work part-time to manage costs in Canada?
Yes. With a valid study permit, Indian students can work up to 20 hours/week during academic sessions and full-time during breaks, helping offset living expenses in Canada.
7. Are there scholarships available to reduce the cost of studying in Canada?
Absolutely. Many Canadian universities and the Government of Canada offer scholarships, fellowships, and grants for international students, including Indians. These can partially or fully cover tuition fees and living costs.
8. What is the cost of primary and secondary schooling in Canada for Indian students?
Annual costs for international students are:
👉 Public schools: CAD 9,500–17,000 (₹5.8 to ₹10.5 lakhs)
👉 Private day schools: CAD 15,000–30,000 (₹9.2 to ₹18.4 lakhs)
👉 Boarding schools: CAD 63,000–83,000 (₹38.7 to ₹51 lakhs)
9. What are the hidden or additional costs Indian students should budget for?
In addition to tuition and living expenses, students should budget for:
👉 Books and supplies: CAD 500–1,000/year (₹30,700–₹61,400)
👉 Health insurance: CAD 600–1,000/year (₹36,800–₹61,400)
👉 Student fees, field trips, transit passes, and winter clothing
10. How can Indian students calculate the total cost of studying in Canada?
To estimate the total cost of studying in Canada, combine:
👉 Tuition fees (CAD 7,000–36,000)
👉 Living expenses (CAD 15,000)
👉 Additional costs (CAD 1,000–2,000)
Use tools like IRCC’s cost estimator and the Bank of Canada currency converter to plan your budget in both CAD and INR.